In today’s world, it’s more important than ever to prepare for your financial future.
And one of the easiest ways to add to your nest-egg is to simply cut expenses and save more of your hard-earned money.
We often forget some of the golden rules for saving that our parents taught us. Here’s a quick list of things you can do to save on bills in 2020. No matter your circumstance, there’s something here that everyone can use like cutting down your mortgage bill, save on utilities, get more for your money at the grocery store, and even get samples of popular products.
1. Consolidate Credit Card Debt
There are several trustworthy and notable companies that have successfully helped repair thousands of Americans with with credit card debt. If you’re seeking relief from your credit card bills you shouldn’t just “put it off for another day.” It’s a stressful situation and there will never be the perfect time to sit down and “finally” take care of it. Starting is the hardest part, the experts in the biz will help you every step of the way.
If you owe more than $15,000 in credit card debt, this proven debt relief program may reduce the amount you owe. Consumers could resolve their debts with absolutely no loan required and get out of debt at a rapid pace. If you’ve struggled to pay your credit card debt, take advantage of this offer before your debt snowballs.
2. Quit Buying Expensive Coffee
If you don’t know where all your money is going each month, we’re pretty sure your favorite coffee shop can locate it for you. Brewing your own coffee at home is a simple way to save money fast.
Let’s do the math… $5 per latte 5 days a week is $25 a week. That’s $100 per month just for coffee!
If you brew your own coffee at home, the cost is around 30 cents a cup. Now if you’re all about convenience, consider a Keurig Coffeemaker. The cost per cup will go up to around 60 cents but it’s still MUCH cheaper than buying from a coffee shop and is super convenient.
3. Cancel Unused Subscriptions
It’s easier than ever to rack up monthly subscription bills since many products and services nowadays offer monthly plans. But the problem with those is that you sign up and forget. Or you get “cancel remorse” and keep subscriptions that you really don’t use.
Go through your bank and credit card statements and review your subscriptions immediately! If you use PayPal, you can click manage wallet and instantly cancel anything that is on recurring billing so it automatically fails next time they try to charge you!
4. Take The Debt Quiz To See If It Can Be Forgiven
Most people don’t know that huge debt can be easier to get rid of than they think. This quiz will let you know if you qualify or not. Usually people that have $15,000 or more in debt will walk away debt free in under 2 months. The good news is you can tell within a few minutes if you qualify or not so you don’t have to waste your time.